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1) "Discount" -- As to discount coats 1dis·count Pronunciation: 'dis-"kaunt Function: noun 1 : a reduction made from the gross amount or value of something: as a (1) : a reduction made from a regular or list price (2) : a proportionate deduction from a debt account usually made for cash or prompt payment b : a deduction made for interest in advancing money upon or purchasing a bill or note not due 2 : the act or practice of discounting 3 : a deduction taken or allowance made Pronunciation Symbols See also Discounts and allowances. For the band, see Discount. In finance and economics, discounting is the process of finding the present value of an amount of cash at some future date, and along with compounding cash forms the basis of time value of money calculations. The discounted value of a cash flow is determined by reducing its value by the appropriate discount rate for each unit of time between the time when the cashflow is to be valued to the time of the cash flow. Most often the discount rate is expressed as an annual rate. To calculate the net present value of a single cash flow, it is divided by one plus the interest rate for each period of time that will pass. This is expressed mathematically as raising the divisor to the power of the number of units of time. As an example, suppose an individual wants to find the net present value of $100 that will be received in five years time. There is a question of how much is it worth presently, and what amount of money, if one lets it grow at the discount rate, would equal $100 in five years. Let one assume a 12% per year discount rate. NPV = 100 dollars divided by 1 plus 12% (0.12) divided by 1 plus 12% (0.12), etc. Since 1.125 is about 1.762, the net present value is about $56.74. So, an economy where money loses 12% of its value/purchasing power every year, how will it "feel" like having 100 $ in five years? Well, it will "feel" like having $56.74 now. So the interest rate you be charged at the bank will be very high to compensate for this fact. The following link has a tutorial on discount mathematics: Tutorial on discount mathematics 1 Discount rate 2 Discount factor 3 Other discounts 4 External links 5 See also 5.1 Lists The discount rate which is used in financial ..." 2) "Coats" -- As to discount coats 1coat Pronunciation: 'kOt Function: noun Usage: often attributive Etymology: Middle English cote, from Anglo-French, of Germanic origin; akin to Old High German kozza coarse wool mantle 1 a : an outer garment worn on the upper body and varying in length and style according to fashion and use b : something resembling a coat 2 : the external growth on an animal 3 : a layer of one substance covering another <a coat of paint> - coat·ed /'kO-t&d/ adjective - coat·less adjective Pronunciation Symbols Coats refers to: Persons Buck Coats (b. 1982), American professional baseball player Dan Coats (b. 1943), American diplomat and politician; U.S. senator from Indiana John Coats (1906–1979), Scottish theosophist; bishop of the Liberal Catholic Church Michael Coats (b. 1946), American NASA astronaut Robert H. Coats (1874–1960), Canadian statistician Robert R. Coats (1910–1995), Canadian-American geologist Stuart Coats (1868–1959), British politician; MP for Wimbledon and East Surrey Places and geographical features Coats, Kansas, USA Coats, North Carolina, USA Coats Island, Nunavut, Canada Coats Land, region of Antarctica Other Coats plc, English sewing and needlecraft supplies manufacturer Coats disease, human eye disorder Coats Mission, British military mission 1941–42 Coats Steam Car, American automobile manufactured 1922–23 Stewart-Coats, American automobile manufactured only in 1922 R. H. Coats Building, Ottawa, Canada Coates Cotes ..." 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